UK residential property development offers investors access to a proven tax-efficient asset class that is underpinned by a freehold or long leasehold. It is suitable for both private investors and business owners, providing a low risk asset which generates capital growth and offers tax efficiency.
We work together with specialists in this industry to source and acquire opportunities to develop land for residential use – enabling investors to benefit in the medium-term, to complement the long-term assets within their portfolio.
Our strategy for residential property investment is to take advantage of the continued increase in house prices within the UK market – by acquiring the freehold on UK land, with full planning permission for residential development. These are typically small housing developments outside of London, where we work together with residential development specialists to source and acquire opportunities, and to develop the land for residential use. We aim for these developments to be completed and sold in around two years.
A residential property development partnership acquires a freehold or long leasehold interest in each development site, with full title at the Land Registry.Download our Investment Sector overview
Example Investment: Walton Grange, Milton Keynes, Buckinghamshire. Acquired October 2015.
Great Oakley Development Partnership
A residential development to develop 17 dwellings, including 8 three-bedroom semi-detached houses, 3 four-bedroom detached houses and 6 three-bedroom detached bungalows together with garages and associated external works, drainage and ancillary works.
We purchased the site in late 2018. The site is a greenfield site and lies on the southern edge of the village of Great Oakley in Essex. The development itself is named “The Oaks”.
We were extremely pleased with the progress made from a sales perspective, particularly in light of the fact that marketing for the properties launched in June 2020, in the height of the COVID-19 lockdown. All reservations were at prices in excess of the development’s original valuation.
Our Chief Investment Officer Jonathan Gain and Regional Account Manager Tom Hind discuss the Great Oakley residential property development project. Video recorded in January 2022.
Meet Our Investment Managers
Andrew joined the Corporate Finance team at Peritus in March 2018 and is an ACIB qualified banker with over 20 years’ experience in the property finance sector. Prior to joining Peritus, Andrew held senior positions with RBS and OneSavings Bank.
Andrew began his banking career at Barclays and then quickly moved to Hill Samuel Bank where he decided to specialise in the real estate sector.
He then went on to work for a number of international banks involved in financing UK property, including Handelsbanken, BACB, Erste Bank and IKB, where he was Head of Property Finance.
In 2007, Andrew joined the German mortgage bank DG HYP as General Manager – heading the London Office to lead the bank’s expansion into the UK market. In 2012, he joined Montagu Evans as Head of Debt Advisory and worked with the agency teams to assist the firm’s clients with their debt requirements.
Andrew is also well known for his role as President of the Association of Property Lenders from 2008 to 2012. This professional organisation, with over 400 members, represents the interests of the commercial property lending industry in the UK.
Mike is the Managing Director at Cannock and has an extensive and varied background in the UK property development, investment and serviced occupation sectors, as well as the UK energy market.
He is skilled in all aspects of the development and financing process with particular focus on tax and private finance structures.
He is also a chartered surveyor and real estate professional, who graduated from Bristol Polytechnic (now University of the West of England).
Residential Property Development is accessible through the following services:
Stellar Business IHT Service
A discretionary managed service which provides numerous succession planning and tax efficiency options for business owners – either following the sale of a company, or to invest excess company capital to maintain tax efficiency.
Stellar Growth IHT Service
This discretionary managed service involves the creation of a privately owned limited company for each investor, to access a portfolio of asset-backed Investment Sectors – targeting 5% growth per annum.