How to combine inheritance tax planning with a tax-free income

Have you considered using the £5,000 tax-free dividend allowance to provide your clients with a tax-free income stream?

Changes to pension rules and rising life expectancy mean that older clients are becoming increasingly reliant on investment income to cover living costs.

Our ESP Income Portfolio Service combines IHT efficiency after two years with real dividend income and means that no capital needs to be sold.

With a yield of 4.5% p.a., an investment of £115,000 into ESP Income would generate a tax-free income of £5,000 p.a.

To download an illustration and see how your clients could benefit, please click here.

Find out more about ESP Income