Inheritance Tax Mitigation: 100% IHT relief after 2 years via Business Relief–qualifying investments. Discretionary Managed Portfolio: Professionally managed across diversified real assets. Client Ownership: Shares held in nominee accounts—clients retain full beneficial ownership. Investment Strategy Exposure to asset-backed sectors: commercial forestry, hotels, bridging finance, and property development. Focus on capital preservation, low volatility, and steady returns (target 3–4.5% p.a. net of fees). Practical Details Minimum investment: £25,000; no upper limit. Suitable for individuals, trusts, and companies. Option to use a Family Trading Company for enhanced control and legacy planning. Advisor Benefits Clear suitability for estate planning conversations. Transparent fee structure and regular reporting. Backed by Stellar’s track record and £250M+ AUM.

Founded in 2007 by Jonathan Gain to challenge traditional finance. Built on transparency, integrity, and investor-first values. Specialises in tax-efficient investments and estate planning. Manages £250M+ across 70+ projects with 1,500+ investors. Driven by purpose, innovation, and rigorous thinking.

What Is an FTC? A bespoke corporate structure enabling families to invest in qualifying business activities for inheritance tax relief. Designed to hold real assets (e.g. hotels, property, forestry) within a limited company framework. Key Benefits for Clients 100% IHT relief after 2 years via Business Relief. Control and flexibility: clients retain ownership and can appoint directors. Legacy planning: aligns with family values and long-term wealth preservation. Investment Strategy Asset-backed sectors with low volatility and capital preservation focus. Income and growth potential through diversified real asset exposure. Advisor Advantages Ideal for high-net-worth clients seeking structured estate planning. Supports intergenerational wealth transfer with governance and transparency. Enhances your estate planning toolkit with a customisable, tax-efficient solution.

We avoided the worst-case budget scenario — AIM inheritance tax (IHT) qualification was retained. Business relief remains generous at 20% vs. 40% inheritance tax, with changes not due until April 2026, giving investors valuable runway. We see credible reasons for optimism in the UK economy and markets, despite negative press coverage. We believe there are early signs of a rotation away from US markets toward opportunities in the UK and globally. AIM continues to provide resilient, high-growth opportunities through entrepreneurial companies. We have strengthened our team with complementary expertise, adding rigour to analysis and portfolio construction. We view optimism not as naïve, but as a strategic, forward-looking approach to investing.

We became a signatory to the Principles for Responsible Investment (PRI) in 2021, committing to global responsible investment standards. We incorporate ESG factors into our investment analysis and decision-making across the firm. In our first PRI assessment, we scored above average in 3 out of 4 categories, reflecting strong early progress. We have a follow-up with PRI scheduled to identify ways to enhance our performance further. We treat ESG as a core, evolving framework for investment, not a compliance exercise. We are committed to continuous development and improvement in our sustainability practices.

We specialise in business relief qualifying activities, currently managing over £300 million in assets across these strategies. This scale demonstrates our experience and track record in the space. Our AIM service is designed to deliver both capital growth and inheritance tax efficiency, by investing in companies that qualify for business relief. This provides clients with a valuable planning tool alongside investment returns. Through the AIM market, we provide investors with access to innovative, entrepreneurial businesses that have the potential to deliver long-term growth but may be overlooked by mainstream markets. The service is led by Stephen English, who brings extensive experience in AIM investing, supported by a complementary team of investment professionals. Together, we apply rigorous financial and qualitative analysis. Our approach combines robust investment discipline with the tax advantages of business relief, giving investors the potential for enhanced after-tax outcomes as well as strong portfolio performance.

We hosted a webinar focused on the tangible assets that underpin our inheritance tax (IHT) services, moving beyond equities into physical UK-based holdings. Our portfolio includes real, asset-backed investments that provide stability and diversification within our business relief solutions. By investing in tangible assets, we aim to offer clients greater security, resilience, and transparency in their estate planning strategies. This approach complements our equity-based services, ensuring clients benefit from a balanced and diversified inheritance tax solution. Our investment management team brings deep expertise in identifying and managing these opportunities, ensuring they meet both financial objectives and business relief requirements.

We are probably the best kept secret in the financial services world— our reputation has been built quietly through consistent delivery and long-term partnerships. We have been managing tax-advantaged investments for many years, combining growth opportunities with estate planning benefits. Compliance remains important: our webinars always begin with the required disclaimer slide, reinforcing our commitment to doing things properly. Our offering is designed to give advisers and clients one place for comprehensive IHT planning, simplifying what is often a fragmented process. We emphasise not only performance but also transparency and trust, ensuring our inheritance tax services remain robust, reliable, and client focused.