The Stellar AiM Inheritance Tax (IHT) Service is a simple estate planning solution. Capital is invested in a diversified portfolio of 40 companies which are quoted on the Alternative Investment Market (AiM). After two years the value of the portfolio qualifies for full relief from inheritance tax.

Also available via some of the UK’s largest wrap platforms including Transact and Standard Life.

This service can also be held in an ISA, so investors keep their existing ISA benefits while also protecting their capital from inheritance tax. This can help them create a wholly tax-efficient portfolio, which is also free from income tax and capital gains tax.

Transferring existing ISA investments is a simple way to improve tax efficiency, as investors retain income and capital gains tax relief, but benefit from inheritance tax relief as well.

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Key Features

Relief from IHT after two years

10 year growth track record

Low fees

Available on wrap platforms

Diversifications and low concentration

Fully transparent

Why choose the Stellar AiM Inheritance Tax Service?

Simple

The Stellar AiM IHT Service is a straightforward estate planning solution, offering relief from inheritance tax after two years.

Reliable

The Stellar AiM IHT Service has a long established track record, and has consistently out-performed the market.

Dual benefit

The portfolio is managed with the objective of providing capital preservation and growth, and its diversification mitigates stock-specific risk.

Flexible

The portfolio is available on wrap platforms, and also offers a tax efficient way to consolidate other investments.

Diversified

Investors will invest in a diversified portfolio of 40 companies which are quoted on AiM.

Insurable

Independent two year term policy to cover the qualifying period for Business Relief, through AIG.

Independent inheritance tax liability insurance – two year cover

For investors using Business Relief, AIG offers a term assurance policy which is designed to cover any liability for inheritance tax in the first two years of their planning.

This independent term assurance policy allows for single life and joint life second death, and can provide cover to complement our estate planning services, as well as other inheritance tax liabilities.

To find out more about this policy, please visit AIG’s website.

Please note, advisers will need to register with AIG before recommending to an investor.

Case Studies

To learn more about the Stellar AiM Inheritance Tax Service and the different planning options available, please read our Case Studies.

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Stellar AiM IHT Service Platform Availability

  • Retain full control of capital
  • Relief from inheritance tax after two years
  • On-demand valuations
  • Low and transparent fee structure
  • Full MIFID II compliance
  • Available directly or via major wrap platforms
  • Can be held in an ISA or SIPP
  • Suitable for ISA transfers
  • Suitable for APS transfers

Useful Resources

We have a range of useful information to support investors and advisers:

  • Guides, case studies and infographics to help investors understand the importance of estate and succession planning
  • Due diligence reports, independent research and suitability letters to assist advisers in providing accurate information

To request further information on our Stellar AiM Inheritance Tax Service, please complete the resource request form.

 

Investing in Inheritance Tax Services carries risks and is not suitable for everyone, read more.

Stellar AiM IHT Service
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