Stellar was established in 2007 and specialises in the formation, promotion and management of tax efficient investment opportunities focused on Inheritance Tax mitigation.

We create low risk, long term tax shelters for private investors with the following characteristics:

• I00% IHT exemption after two years;
• Clients retain full control, no Trust or PET needed;
• Asset backed lower risk investments offer diversity from traditional asset classes or;
• Equity based investments with growth potential;
• Suitable for lasting power of attorneys; and
• Option to protect investment against future loss of value.

A discretionary managed portfolio service which offers 100% IHT exemption after two years.

Key Features

• Multi award winning management team;
• AIM and small cap sector specialists;
• Risk mitigated approach to protect portfolios;
• 2 year clock starts as soon as shares have acquired;
• Good liquidity; and
• Strong track record

A discretionary investment service where a trading company is established for each investor.

The trading company will undertake investments into Business Relief qualifying trading activities which provide 100% IHT exemption after two years. The investor is sole shareholder and retains full control of the company and the asset allocation.

Each company co-invests into qualifying trading activities with other like minded investee companies via a tax efficient partnership to;

• exempt company assets from IHT after 2 years
• retain full control of capital
• access to trading opportunities which are backed by physical assets or land and are therefore un-correlated to equity, bonds and other major asset classes
• remove any personal taxation liability
• 2 year clock starts once share certificate is issued
• dividends can be paid if required
• Can be wound up and cash returned to investor at any stage
• Can usually be returned to cash in line with probate process

Example of trading opportunities currently available

Optional life assurance policies:

We can protect clients against future uncertainties in the value of their investments with our optional term life assurance policIies which provide:

• 100% cover against loss of value up to £250,000; and/or
• Cover against death in the first two years (to protect IHT liability).